Myth: A 30-year fixed rate mortgage (FRM) is always the best option. The 30 Year FRM is attractive because, right now, it provides long-term rate protection for low payments. However, a FRM is the most expensive option in terms of the interest-to-principal payment ratio. Other loan products offer borrowers greater savings—for example, a 5/1 adjustable […]
Bill Watterson retired in 1995, but this year, Calvin’s snowmen came to life thanks to filmmakers Jim Frommeyer and Teague Chrystie. Using Play-Do, clay, and paper maché, they created a perfect tribute to Watterson and winter.
[rant] OK, so you are coming up to a traffic light and you want to get in the turn lane, which is empty. In front of you are four cars waiting in the through lane. Each of the last three cars has left over 20 feet of empty space between them and the car in […]
You might be wondering why I titled my blog “One more thing . . .”. And I will tell you. I have been an admirer of the late Steve Jobs for many years. He focused on making great products and was a master presenter; in fact, his presentations came to be known as “Stevenotes.” A […]